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教育类
大作文题目
In many countries students who leave high school have no understanding of how to manage their money. What do you think are the reasons? What can be done to teach them how to manage personal finance?
写作思路
高中生不懂得管理自己的钱，造成这种现象的原因主要包括两方面，一方面是消费习惯造成的，生活条件比较富裕，从小不缺钱，所以不知道省钱。另一方面是学生缺乏理财教育，主要精力都放在学习和各种活动，对于管理自己的财务没有概念，也缺乏这方面的引导和教育。解决办法主要也是从两方面展开，父母需要让孩子养成存钱的习惯，认识到挣钱的不容易，需要节约用钱，记录自己的花费情况。学校可以开设一些相关的课程，教一些省钱和管理个人财务的知识和技巧，比如买东西之前货比三家，不用的东西可以和同学交换等，这些都是省钱的窍门。
重点词汇与语料
living standard /standard of living 生活标准
material life 物质生活
raise 养育
affluent/wealthy/better-off 富有的、富足的
take everything for granted 认为一切都是理所当然
extra-curricular activities 课外活动
concerted effort 齐心协力
realize the value of money 认识到钱的价值
piggy bank 储蓄罐
open a bank account 开银行账户
keep track of 记录
make a budget 做预算
exchange unused items 交换不用的物品
incorporate… into … 将…加入/吸纳
参考范文 High school graduates do not know money management, reasons and solutions?
It is common that many high school graduates do not know how to manage their money. In this essay, I will analyze some possible reasons and offer my suggestions on how to solve this problem.
As a result of improved living standards, most families have become wealthier than before, making it possible for them to provide children with better lives materially. Born and raised in a well-to-do family while living in an affluent society, teenagers today take everything for granted and spend money without consideration. Most of them just focus on academic learning and extra-curricular activities in their daily lives, while education relevant to money management is missing both at home and school.
Teaching children how to manage money is an important task, which requires the concerted effort of both parents and school. The first step is perhaps for parents to buy a piggy bank for small children and open a bank account for teens. Parents should make children realize the value of money and understand that money is not an unlimited resource. Children need to learn to keep track of their consumption and make a budget as early as possible.
Introducing some finance-related courses in high school is probably a good way to teach teenagers practical skills in managing their money. Some tips can be taught to students about how to spend money and save money wisely, such as comparing prices on the web before making the payment and exchanging unused items with their friends. If high school could incorporate money management into the curriculum, young people would be more capable of managing their money after they leave school.
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